Financing Solutions

Purchase plus improvements

  • Incorporate cost of improvements into purchase price
  • As little as 5% down payment on total price
  • Funds for home released upon closing date and improvement funds released on completion (90 days)


  • Withdraw equity up to 80% of your current house value
  • Funds available immediately upon completion of the mortgage at the lawyers
  • Take advantage of current mortgage rates

Refinance plus improvements

  • Withdraw equity up to 80% of the improved value
  • Receive 80% of the ‘as is’ value and final portion upon completion (90 days)
  • Take advantage of current mortgage rates

Home Equity Line of Credit

  • Can be registered as a first or second mortgage
  • Interest only payments
  • Fully open for prepayment

Construction Mortgage

  • Funds will be released at various stages of construction and inspections
  • 95% financing on a purchase; 80% financing on an existing home
  • Mortgage rate to be set according to Lender’s policy


Through pre-established relationships with two local lenders Little House can suggest financing options to suit your lifestyle:


finance options